Your health care costs include the cost of doctor visits, laboratory tests, surgical films, drug costs, etc. How to have good health and save on health care costs. Check out our tips below.
Ask your doctor about alternative medicines
When your doctor prescribes medication, ask your doctor about alternative medications that can be used in the prescription. There are many medicinal preparations on the market that meet your needs at a reasonable price, this will be a solution that will save you quite a bit.
You can also ask your doctor about the use of alternative therapies, or if the prescription includes supplements, vitamins, iron tablets, etc., you should ask your doctor about the level of need. must use these products.
Adherence
In the United States, about 20% of patients never follow their doctor's prescription, half of them may have failed to follow the correct prescription and prescription while half did not even follow the instructions. Pay close attention to and follow your doctor's recommendations.
Failure to follow your doctor's orders can result in you having to return to the hospital for treatment of complications and cost more in other medical bills.
Go to a few drug stores
You can't think too much when buying prescription drugs, you don't wander too much about their prices. Buying the right drug to use is already good. However, if possible, instead of stopping at only one drug store, you should go to several stores to check prices. You might be surprised at the price difference between stores, and even more surprised at how much you can save on prescriptions.
Pay attention to choose reputable addresses that fully meet the prescribed pharmacy standards to avoid buying fake and poor-quality drugs.
Read medical bills
According to the Medical Billing Advocate of America, in the United States, about 80% of medical bills contain errors. You should double-check your bills, including bed, medical and surgical expenses… Make sure the numbers are correct before paying.
Join health insurance
Join health insurance if you have chronic diseases, you often have to go to the hospital. Health insurance will help you pay part of the cost of treatment, reducing your financial burden.
Compare test costs
Did the doctor ask you to have an MRI scan or blood, urine, etc. tests? If you are assigned to go to a certain testing facility, instead of going directly to that facility for testing, you can use your phone or computer to check information about the same type of test at several locations. other. You can also save a lot of money by making reasonable choices about your tests.
Visit the drug manufacturer's website
If you regularly take a drug, check the drug manufacturer's website to see if they have special offers and discounts for regular customers.
Medical offers
If you have a chronic medical condition, require frequent medical care, or are on a tight budget, don't be afraid to ask your doctor or healthcare provider about incentives, discounts, coupons, or advice to reduce treatment costs.
Have a saving for the future
Besides the reserve fund, you should also have a reasonable amount of savings to manage future risks. That is the amount of money you deduct each month, about 20% of your total income. Be serious about your savings goal because it will be a guarantee for yourself later. Whether your retirement is ...comfortable, do you have to worry too much about your children's finances or how to pay for medical expenses if unfortunately there is a health risk all depends on the number of children? savings you have.
Make a budget and divide the money appropriately, plan your savings and spending plans today to have a happy, stable tomorrow. At that time, the problem of medical costs, if there are health problems, is no longer a concern.
Effective investment
You can learn how to use your idle funds to invest. If you want to be safe but still be able to make regular profits, you should deposit it in a bank or invest in buying bonds, certificates of deposit,... However, the profit you get from these amounts is often not significant.
If you are brave and not afraid to take risks, try buying stocks or try your hand at building and investing in a business. Profits can be huge, but you cannot avoid unexpected risks leading to losses.
Using savings to invest is a wise choice to increase your idle money over the years. You will find that the money you save for medical expenses is not only a savings but also a significant return.
Healthy lifestyle
There are many ways you can cut your medical expenses, but this is one of the best. It doesn't matter what age you are, regular physical activity, a healthy diet, and stress reduction are ways to help you prevent and promote your health, and improve your quality of life. . From there your medical expenses will also naturally decrease, you can spend your money on travel or buying your favorite gifts.
Conclusion
Health care is very important for everyone, saving health costs will help you reduce economic pressure. However, it is not always best to save money for health, in special cases, you should not waste money on health. Hope the above article will help you, wish you good health.
