Whether you're a small business owner or a consumer, saving as much money as possible is always a good thing. This means that you have a lot of money to invest in other important things that you value most.
The extra money you save in one place can also be withdrawn to an emergency fund or retirement account to create a better future for yourself and actually buy it yourself. This includes more financial freedom and more opportunities to grow your business.
Saving money was a painful thing, keeping track of expenses and manually checking accounts. With online bank accounts, automated deposits, and mobile apps designed to save money, savings can't be painful these days.
We have made a list of 4 Apps that can save you money not only if you are a business owner but also if you are not a business owner. So, here is our guide to 4 Money-Saving Apps for Business Owners.
1. Chime
Chime is a mobile banking app for Android and iOS. It includes an expense account and debit card that is FDIC's insurance so you can safely deposit funds, view transactions instantly, and track expenses on the go.
The mobile banking app also offers an automatic savings account that can save you money without having to worry about it, automatically setting aside 10% of every paycheck you submit with Chime. You can also mobilize to promote your purchases and your savings can be differentiated whenever you use a debit card.
The banking app helps you to save money quickly and put it in a savings account so that you do not feel tempted to spend it on trivial things. They do not charge overdraft fees, international transaction fees, or a minimum monthly fee and ATM usage fees.
2. Digit
The Digit app thinks and acts in order to save you your money. This app can also do a better job and take the effort off your shoulders. This app looks at your current income and expenses. It then calculates what you can save and puts the money in an FDIC-insured digital account.
Typically, the app runs and performs this analysis two to three times in a week. This gives you the opportunity to receive a one percent savings bonus that is paid every three months. What you receive is based on the average daily balance in your digit account over a three-month period. There is a monthly fee for using the Digit app after the 100 - day free trial period expires.
3. Clarity Money
Clarity money clears expenses wisely from wasteful spending. This free app does this by canceling subscriptions that you don't use or don't need while also looking for ways to discuss your bills to a lower rate.
This Money Saver app also keeps track of what you've spent to ensure you stay on a budget. It also recommends some credit cards that are tailored to your lifestyle and loan needs so you can learn how to use credit wisely. In addition, Clarity Money allows you to create a savings account because you need space to save all your money.
4. Qapital
Qapital incorporates the learning component into the idea of ​​saving money. It offers lessons on goal setting and even smaller amounts of value to achieve a larger goal. Every purchase you make is usually a wonderful amount.
Qapital takes the transaction to the nearest dollar and then puts it in the FDIC-insured account. All you have to do is link a checking account to the app. You can also automate other savings strategies, including one on a regular basis.
Qapital accounts also earn very little interest and do not charge you a fee.
Money-Saving Apps are not the Only Ways to Save Money
Just as this heading suggests, money-saving apps are not the only way that you will be able to save your money. A good, rather a great way to save your money is to save it by using discounts and coupons on your purchases and to use these to get some money off of the products that you are purchasing, and if you pair these with our other articles which teach you how to buy good items at the best rates, then believe us when we say that you will be saving yourselves a ton of money. So, if you want coupons and discounts for these items you are going to buy, then Couponupto to get the best discounts and coupons on these items. Our website provides discounts and coupons for not just a few set amounts or types/categories of items on sale days but almost every kind of item out there. So be sure to check it out so that you also can get tips on using coupons effectively in growing your business.
